When Banks Leave the Building: What the Scotiabank–Jamaica Deal Reveals About the Future of Caribbean Banking
Scotiabank’s proposal to take Scotia Group Jamaica private is a transaction. What sits behind it is a structural shift in how international banks assess their Caribbean presence, and a governance challenge the region cannot afford to defer. This article examines what the digital banking era means for Caribbean financial institutions, regulators, and the communities they serve.
Insurance Was Never the Problem. It Was the Packaging.
The Caribbean insurance industry faces real structural pressures, but the deeper problem is a trust deficit that has kept millions outside the system. This article explores how AI, embedded insurance, and governance-led digital transformation can convert the region’s protection gap into its greatest growth opportunity.